It's Time to Enroll

It’s time to make your choices for the coming year. Annual Enrollment for benefits runs November 4 through 15, and it’s your chance to:

  • Make changes to your benefits.
  • Enroll or remove dependents.
  • Enroll in the Flexible Spending Accounts (Health Care and Dependent Care).

If you do not take action during Annual Enrollment, your medical, dental, vision, and other benefits will automatically roll over to 2020. However, if you want to participate in any of these plans for 2020, you must make an active election because your current elections for these plans will not carry forward:

  • Health Savings Account
  • Health Care FSA
  • Limited Use FSA
  • Dependent Care FSA

Remember, if you are enrolled in the HSA medical plan option, you can’t contribute to a Health Care FSA. However, you can establish a Limited Use FSA for dental, vision, and other flexible spending eligible items not covered by insurance. And after you meet your plan deductible, you can use your Limited Use FSA balance for medical and prescription drug expenses. See the IRS 2020 contribution limits to these and other tax-savings accounts.

Read about changes to your benefits for 2020 before you enroll. You can enroll or make changes 24 hours a day from home or work with a computer, smartphone, or tablet! Visit mybmcrewards.com and click on the Annual Enrollment tile. You can also enroll by calling Your Benefits Resources at 1-877-262-4849 weekdays between 8 a.m. and 9 p.m., EST.

bWell Builds Update

Stack Your Steps: More than 45 teams are stacking steps in the competition to win the 2019 Stack Your Steps Stairwell Challenge. Keep those lungs, legs, and heart going, teams. The Stack Your Steps Stairwell Challenge ends November 19. May the best stackers win!

BMC Volunteers: November and December offer several opportunities to volunteer in your community. Get involved and make the holidays a little bit brighter. You’ll earn 30 points for each month you track volunteer data on the BMC Cares volunteer tracking page.

Prevent It: You’ll earn 100 points for getting a preventive exam, like a flu shot or an annual wellness check. A total of 600 points are up for grabs when you get various types of preventive exams.

Show Time: Planning to see a symphony performance or take your family to a museum during the holidays? You'll earn 150 points for each "show" you see, up to a maximum of 450 points.

Get more information about the bWell Builds program and challenges. 

Get the Flu Shot Not the Flu

According to the CDC, last year’s flu season turned out to be the longest in a decade for the United States -- 21 weeks. The CDC recommends that everyone six months of age and older should get a flu vaccine every season, especially people at high risk.

Flu shots are 100% covered under all BMC medical plans. Getting a flu shot at your local in-network retail clinic or pharmacy is convenient and will cost less than going to your doctor. Confirm that the retail clinic or pharmacy is in-network before you go. BCBSTX members visiting a pharmacy for the flu shot will need to present your Express Scripts pharmacy card. Kaiser members will need to present your Kaiser ID card at the pharmacy.

If you decide to get your flu shot at your doctor's office, BCBSTX members will need to present your BCBSTX medical card. Kaiser members will need to present your Kaiser ID card. You might be asked to present a photo ID along with your medical or pharmacy card. 

BCBSTX participants: If you are hit by the flu this season, MDLIVE can help. MDLIVE provides a doctor’s care from anywhere. For $44, a doctor will contact you within minutes (via phone or video), diagnose and, if medically necessary, prescribe medication available at your pharmacy of choice. You can use MDLIVE for cold and flu, allergies, and more. You must register with MDLIVE before your first consultation.

Useful Links

What you should know for the 2019-2020 Influenza Season from the CDC.

New Health Care Options in Dallas and Houston

Blue Cross and Blue Shield of Texas (BCBSTX) has partnered with Sanitas USA to open ten advanced primary care medical centers in Dallas and Houston combined. The centers will expand access to affordable health care options for BCBSTX members and their families.

The centers will serve as a convenient, one-stop-shop for everyday health care needs. Features and services include:

  • Primary and urgent care
  • Lab, diagnostic and imaging services
  • Wellness and disease management programs
  • Open 365 days a year (most locations)
  • English and Spanish speaking staff
  • Extended weekday and weekend hours

Some medical centers are open now, with the official opening scheduled for January 1, 2020. Check here for Sanitas Care Centers near you.

Caring for Yourself and Your Aging Loved One

While caring for a family member with a disability or chronic disease can be rewarding, it can also be quite demanding. Caregivers sometimes spend so much time and energy helping others that they neglect their own physical and emotional health. Neglecting themselves can lead to caregiver burnout—characterized by physical, emotional, and mental exhaustion. That’s why it's vital for caregivers to prioritize self-care, and to reach out for the help they may need.

Join Magellan’s live interactive webinar Caregiver Endurance Guide: Caring for Yourself and Your Aging Loved One on Wednesday, Nov.13, at 1 p.m., CST. Learning objectives include:

  • Identify issues you and your aging loved one may encounter.
  • Define strategies to help you and your loved one approach the aging process.
  • Discuss how to work through resistance.
  • Learn how to look after your health and well-being, including how the EAP can help. 

Space is limited, so register now.

Avoiding Caregiver Burnout

It’s vital for caregivers to prioritize self-care, and to reach out for the help they may need.

  • If you’re a caregiver, ask family members for help with tasks (e.g., shopping, house cleaning, and errands), and include them in caregiving decisions.
  • Identify the caregiving tasks or situations that typically trigger stress for you, and strategize about how to handle them better.
  • Take care of yourself in areas such as diet, rest, and exercise. Take breaks, and continue to do the things you enjoy.

Working on Wellness
If you’re a caregiver, recognize that you cannot take care of others unless you take care of yourself too. Here are some tips for maintaining your energy and enthusiasm.

  • Plan to meet friends occasionally for outside activities. Strive to stay involved in things that give you purpose beyond your caregiving role.
  • Practice relaxation techniques. Continue with your medical appointments. Spot signs that you need time off and more support.

Daily Diligence
Many adults face the challenge of coordinating care for elderly relatives who are geographically distant. Know that you can provide valuable help even when not nearby.

  • Develop an understanding of your relative’s health issues and other needs. Serve as an information coordinator for the family regarding medicines, community resources, and insurance benefits.
  • Stay in regular contact, and provide emotional support and occasional respite care for the primary on-site caregiver.

Getting Help

  • Asking for help when needed will allow you more time for yourself and boost your caregiving resilience.
  • By participating in a local or online support group, you’ll get caregiving tips from others facing the same challenges you are.
  • Finding appropriate support services can be as much an act of caregiving as providing them yourself.
  • Arranging for respite care services (in-home or at a center) will give you much-needed time off.
  • Don't forget, BMC offers backup elder care through Bright Horizons if you need backup care for your loved one.

Source: magellanascend.com

Next FEDTalk Webinar on November 14

Student loans, credit-card balances, car loans, and mortgages—oh, my. You probably have a variety of debt—most people do. So, which should you focus on paying off first? And how can you save at the same time?

Get answers to these questions and more. Join a Fidelity expert for a virtual workshop, Create a Budget, Ditch Your Debt, and Start Building for the Future, on Thursday, November 14, at 11 a.m., CST. Watch your email for details on how to register.

And while you’re building your financial well-being, collect a few bWell Builds bricks. Everyone who registers and attends the workshop will earn 150 bWell points and qualify for a chance to win Google Home Hub.*

* The Internal Revenue Code considers the value of this gift as taxable income. bWell points will be awarded automatically within 30 days of the event.

A New Path to Retirement?

Extreme saving, frugal living, and smart investing is the focus of a growing movement that will allow people to stop working and put up their feet decades before their peers. It’s called FIRE (Financial Independence, Retire Early), and the movement claims that people do not need a six-figure salary to get there. Financial independence, to many of these individuals, is the ability to leave a stressful job for a less lucrative one, even if it means making a few sacrifices along the way. Read More

5 Financial Things to Do Annually

When are you most likely to do a reality check on your overall financial health? Is it when your investments are doing well? Or is it when the markets are down, and you're nervous? Chances are it is the latter, which may not be the best time to make investment decisions, especially if emotions are high. That's why taking the time to do an annual review of your investments and other financial matters makes sense. Read More

Source: fidelity.com

Disclaimer:

The content on this site includes links to tools and information that are not the property of BMC Software, and BMC Software is not responsible for their accuracy, completeness or continued availability. Some of the material contained in this site is based on official plan documents. It is not, nor is it intended to be, the legal plan document or a contract between the company and any employee or contractor. Every effort has been made to ensure the accuracy of this material. In the unlikely event that there is a discrepancy between the site and the official plan documents, the official plan documents will control. BMC Software reserves the right to amend or terminate the plan(s) or program(s) at any time. If you believe the benefits do not describe those available to you, contact the Benefits Center at 877-BMC-4849.

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Resources

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Plan Contact Information
Enrollment Presentation
Benefits Webinar
Summary of Advocacy Services
HSA Trustee Transfer Form
Request to Close HSA Form
2012 Rates
Medco Preventive Drug List
How to Change Your HSA Contribution
Register for Aetna Navigator

Blue365 Discount Program

BCBSTX Resources

Blue Access Mobile
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FAQs About Medication Management
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Age 65 Reminder Email
How to Request STD and/or FMLA

Blue365 Discount Program

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
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Dependent Verification
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Annual Enrollment Presentation
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ESPP Webinar
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Resources

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Blue365 Discount Program

2014 Information

2014 Rates
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Affordable Care Act FAQs
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BCBSTX Resources

Blue Access Mobile
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Blue Cross Blue Shield Information

Transition of Care Summary
PPO Plan Changes Summary
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Duty Calls Parenting App
Find Doctors App
Nurseline
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Dependent Verification
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Other Services

MetLife BMC Dental Plan
Magellan EAP Highlights
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Annual Enrollment Presentation
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Retirement
Blue365 Discount Program
2016 Step it Up Team Tip Sheet.pdf

2015 Information

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BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Duty Calls Parenting App
Find Doctors App
Nurseline

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Medicare, Social Security and Health Savings Accounts
FAQs About Medication Management
MetLife BMC Dental Plan
Magellan EAP Highlights
Teladoc Services Highlights
Dependent Verification
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Annual Enrollment Presentation
Medicare, Social Security and Health Savings Accounts
HSA & Medicare
Mythsmashers
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Blue365 Discount Program

2016 Information

BMC 2016 Step Therapy Drug List
BMC 2016 Prior Authorization Drug Lists
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2017 Information

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2017 Plan Contacts
Blue365 Discount Program

2017 Information

2017 Rates
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2017 Step it Up Team Tip Sheet.pdf

BCBSTX Resources

Blue Access Mobile
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FAQs About Medication Management
Magellan Employee Assistance Program
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Blue365 Discount Program
2018 Annual Limits

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Blue365 Discount Program
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Blue365 Discount Program
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Annual Enrollment Presentation
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Blue365 Discount Program
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Oct. 19 Compuware Meeting
Oct. 19 Compuware Meeting Presentation
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Oct. 20 Compuware PPO/HSA Meeting
Oct. 28/Nov. 3 Meeting Presentation
Oct. 28 Meeting
Nov. 5 Medicare, Social Security & HSAs Meeting
Nov. 5 Medicare, Social Security & HSAs Meeting Presentation
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Blue365 Discount Program
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BCBSTX Health Advocate Flyer

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2023 Rates
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2023 New Hire Benefits Summary

Blue365 Discount Program

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2024 Rates
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Express Scripts Home Delivery
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Blue365 Discount Program
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