2027 Annual Enrollment
Annual Enrollment is October 26–November 6, 2026. Take time to explore what’s new, review your options, and choose the benefits that fit you and your family for 2027.
Watch the 2027 Benefits Overview Presentation
This video covers everything you need to know about your 2027 benefits, enrollment deadlines, and how to get started.
Your Enrollment Checklist
Take these steps to choose your benefits and get ready for 2027.
Between October 26 and November 6, visit mybmcrewards.com to make your choices. Review your dependents and beneficiaries, and complete any required account elections.
What's New for 2027
Explore benefit changes, review your costs, and plan your contributions before you enroll.
Choose Your BMC Benefits by November 6
If you do not enroll by November 6, your coverage and plan choices will remain the same as in 2026. You must enroll if you want to change your coverage, add or remove dependents, or contribute to a Health Savings Account (HSA) or Flexible Spending Account (FSA).
You must make new HSA contribution elections each year. You can change your HSA contribution amount anytime during the year. Changes take effect on the 1st of the month after your request.
You must re-enroll in Health Care and/or Dependent Care FSAs each year during Annual Enrollment. If you do not enroll, your 2027 FSA election will reset to $0.
Annual Enrollment FAQs
Do I need to enroll if I want to keep my current benefits?
Even if you’re happy with your current benefits, take a few minutes to review your elections and 2027 costs during Annual Enrollment, October 26–November 6. You’ll need to take action if you want to change your coverage or add or remove dependents. Review the account election requirements below if you want to contribute to an HSA or FSA.
Do I need to elect my HSA or FSA contributions again?
Yes! You must actively elect to contribute to a Health Care FSA, Dependent Care FSA, and/or HSA. Otherwise, your contributions will default to $0 for 2027. An account balance carried forward from a previous year is separate from your election to contribute through your paycheck. Review the 2027 Contribution Limits as you decide how much to set aside.
How do I enroll?
Visit mybmcrewards.com between October 26 and November 6, 2026, to review your information and choose your benefits. Be sure to check your covered dependents, account contributions, and per-paycheck costs before submitting your elections.
Can I add or remove dependents during Annual Enrollment?
You can update your covered dependents when you make your benefit elections. Review their information carefully, including names, dates of birth, and Social Security numbers.
How do I know my enrollment is complete?
After submitting your elections, lyou will receive a confirmation page and an email. Reaching this step confirms that you’ve completed enrollment. Save a copy of your confirmation and check that your benefit choices, covered dependents, and contributions are correct. If something doesn’t look right, contact Your Benefit Resources at 1-877-262-4849.
Can I change my elections after I submit them?
During Annual Enrollment, log in to mybmcrewards.com and click the Annual Enrollment tile. You may reopen enrollment, review and change your elections, and resubmit again as many times as you’d like until the deadline. After November 6, you can only make changes if you have a qualifying family status event. Visit Changing Your Elections to learn more.
When do my 2027 benefits take effect?
Your 2027 benefit elections take effect January 1, 2027. Keep your enrollment confirmation handy so you can refer to your choices throughout the year.
Where can I get help with enrollment?
Call Your Benefits Resources (YBR) at 1-877-262-4849, Monday through Friday, 8:00 a.m. to 9:00 p.m. ET. for help accessing enrollment, completing your elections, or resolving an issue.
You can also review the 2027 Benefits Guide, 2027 Paycheck Costs, and What’s Changing for 2027, to help you prepare.
Your Benefits Resources
Have a special benefits issue or problem? For general benefits questions, enrollment help, or anything you're not sure where to direct, contact Your Benefits Resources (YBR) for help!