Over the past few months, the HR team has been building a website that will give you real-time access to information about your BMC rewards package— from pay and incentives to health benefits and 401(k) contributions.

My BMC Compensation and Benefits will give you a personal snapshot of how BMC rewards you for the hard work you contribute to the company. With a single log in, you get direct access to your 401(k) account, flexible spending accounts, health savings account, and the Your Benefits Resources site. You can also access your pay stub and the BMC Wellness Program website with a second log in.

The new website will launch in August. Watch your home mail and e-mail at work for future communications to learn more about the website and how to access it.

The BMC Employee Assistance Program (EAP) is offering webinars in July that can help you with your life outside of work.

July 25: Navigating the ups and downs of long-term relationships.

Join this webinar to learn more about what makes long-term relationships work and last.

July 31: Hobbies: good medicine for mind and body.

Some of us are so busy running around that we forget to do the things we enjoy. Hobbies are things we do just for us. This webinar will cover the benefits of hobbies, how to find a hobby and how to make time for it.

To register, visit the BMC Employee Assistance Program (EAP) website (username: BMC, password: EAP). All webinars take place at 3-4 p.m. Eastern / 12-1 p.m. Pacific.

BMC benefits help you live a healthier life—personally, professionally, financially and physically. Part of achieving financial health is taking advantage of the tax-savings features of Flexible Spending Accounts (FSAs), the Health Spending Account (HSA), and the BMC 401(k) Savings Plan account. Here are three important rules to remember about these accounts:

1. With the FSAs and HSA, you choose your annual contribution during annual enrollment.
2. With FSAs, you can change your election only if you have a qualified family status change (also called a life event). Examples include the birth of a child or divorce.
3. With the HSA and the BMC 401(k) Savings Plan, you can change the amount you contribute as many times as you like during the year.  See detailed instructions on how to change your HSA contributions during the year here.

Good to Know

For 2013, the annual IRS limits are:

The second company-provided contribution in your Health Savings Account (HSA) was deposited July 8. The July deposit is 50% of the total annual contribution BMC makes to your account. The amount contributed depends on your base salary and how many dependents you cover under the Aetna Health Savings Plan.

If you are hired July 1 through November 30, you'll receive 50 per cent of the 2013 annual amount within 30 days of eligibility. You are eligible for BMC's HSA contribution if you are enrolled in the Aetna Health Savings Plan and are actively employed by BMC on the date the company contribution is deposited to your HSA.

Use Your HSA Now or Save It for Later?

Sure, if your budget is strained, you'll probably need to use your HSA to pay healthcare bills now. But if you can afford to pay some or most bills out of pocket, why not save the money in your HSA for the future? Your HSA balance will grow through interest or investment earnings. And you'll have more money for expenses when you need it most—whether in a year, 5 years or in retirement.

Did you know that you can add a four-digit Personal Identification Number (PIN) to Your Spending Account (YSA) card? If you've had your YSA card for a while, you probably choose credit and sign for your purchase at the point of sale. When you add a PIN to your card, you can use it like a debit card instead.

How to Add a PIN to Your YSA Card

Call 1-888-999-0194 to set up a PIN for your YSA card. Select a PIN number of your choice after providing your card number, zip code, and three-digit security code located on the back of the card.

No action is needed if you choose not to set up a PIN. You can continue to use your YSA card as you do today.

As communicated in early June, your final opportunity to purchase BMC stock through the Employee Stock Purchase Plan (ESPP) was the purchase period that ended June 30, 2013. The ESPP was terminated on June 30, 2013 in accordance with the terms of the acquisition agreement between BMC Software and the private investor group.

If you participate in the ESPP, here's what this means to you:

• Payroll deductions to fund purchases of BMC stock through the ESPP have ended..
• Shares you purchased during the January to June offering period were deposited into your Fidelity brokerage account on July 9, 2013. The purchase price for this offering period was $33.601.
• Your Fidelity brokerage account will remain intact. You may continue to sell any BMC shares in your brokerage account as usual between now and the closing date of the sale of the company, subject to BMC's Stock Trading Policy.
• You can no longer enroll in the BMC ESPP.

Questions?

See the frequently asked questions and answers about the acquisition on the BMC Agreement website at http://goto.bmc.com/BMCAgreement. If you need assistance or have any other questions about your ESPP account, please call Fidelity at 1-866-546-4424.

The dog days of summer are the best time to give your finances a checkup. You'll want to be sure to check your 401(k) portfolio's investment mix and revise if necessary. In fact, it's probably a good idea to revisit your mix of assets any time your circumstances (financial situation, time horizon, risk tolerance, etc.) change. Read More...