2021 Benefits Enrollment Nov. 2 – 13, 2020
The 2021 Annual Enrollment will take place November 2 to November 13. It’s your annual opportunity to review your benefit options and choose your coverage for next year.
BMC will offer the same medical, dental, and vision options for 2021. Dental Plan and Vision Plan benefits and paycheck costs will not increase.
Paycheck costs for all medical plan options will increase slightly based on medical inflation and utilization over the last year. For all BCBSTX medical plan options, deductibles and out-of-pocket maximums will increase also.
Starting January 1, 2021, BMC will introduce Health Savings Account (HSA) matching. A key feature of this change impacts employees who earn more than $75,000 annually; you must contribute to your HSA to receive BMC matching contributions. Watch for details during annual enrollment.
Before enrollment opens, consider taking 30 minutes during annual enrollment to answer these questions:
- Are there any changes to my personal situation that might make another health insurance choice more valuable this year?
- What did I pay out-of-pocket this year that could be covered by an insurance option next year (e.g., dental or vision insurance)? Could I pay with before-tax dollars through the FSA or HSA? What new expenses am I anticipating for next year that might change my current elections?
- What changes can I make to my budget to allow me to increase my HSA or FSA savings?
Building Well-Being, Winning with bWell
They came, they competed, and they built their well-being a brick at a time. In a race against time, a total of 109 participants blew through all levels of bWell Builds to become Master Builders with 8,000 bWell points. Congratulations to everyone who participated and earned prizes or discounts on your 2021 medical premiums. Well done! Read More...
Say Hello to Allstate Identity Protection
If you are enrolled in the InfoArmor Identity Theft Protection insurance benefit, you received an email in September informing you about Allstate Insurance buying InfoArmor. Although the name has changed to Allstate Identity Protection, the benefit coverage and phone number (800-789-2720) are unchanged. The website address has changed to www.myaip.com. Read more about the change here.
Good to Know: Criminals are using COVID-19 as a chance to steal identities and commit health care fraud. You should be wary if you get a call asking for your BCBSTX member ID number or other private information like your social security number, date of birth, or credit card number. Read more from BCBSTX.
Newly Hired or Retiring? Get Benefits Savvy
Whether you’ve just joined BMC or are thinking about retiring soon, you might need to learn more about your benefits. Newly hired? Take the benefits tour. Thinking of retiring? Make it a smooth transition. Get information to help you unravel the financial mysteries of life after work and discover changes you can make for a financially secure future.
Get Back on Track with ClassPass
Are you ready to get back to a fitness class at a studio or at home? You can access and book ClassPass in-studio classes or livestream workouts at home. New digital features include an unlimited ClassPass At Home option, to keep you fit while you stay safe. Read More...
Virtual Visits for Chronic Pain
If you are covered under a BCBSTX medical plan and have chronic musculoskeletal pain and conditions, Airrosti and Airrosti Remote Recovery can provide a treatment plan, in person or virtual, that includes:
- Thorough assessment and orthopedic testing to provide an accurate diagnosis and injury education.
- Conservative manual treatment to restore function, increase mobility, and reduce pain.
- Personalized, active rehab and at-home exercises designed to speed recovery and prevent future injuries.
Airrosti’s approach to care can lead to rapid recoveries and lasting results – while helping patients avoid surgeries, drugs, MRIs, and other costly procedures. Most injuries are resolved in an average of three visits, based on patient-reported outcomes.
Begin your remote recovery or call 800-404-6050.
Your Life’s Journey—Made Easier
No matter where you are on your journey, there are times when a little help can go a long way. That’s where your Employee Assistance Program (EAP) can help. The EAP offers a variety of resources, tools and services available to you and your household members. When you need assistance, reach out anytime for help. Counseling, self-guided interactive programs to help improve your emotional well-being, and financial coaching are just a few of the services your EAP offers. For assistance, call 800-327-1393 or visit magellanascend.com/. Read More...
Adaptive Skills During COVID-19 Replay
The COVID-19 pandemic has brought uncertainty, rapid change, worry, and stress to our world. Listen to a recording of the September 16 EAP webinar, How to Build Resilience and Adaptive Skills During COVID-19. Learn why people are feeling anxiety and panic and get tips on building resiliency and fine-tune adaptive skills.
November FEDTalk: Take the First Step to Investing
Join a Fidelity expert for a virtual workshop, “Take the First Step to Investing,” Wednesday, November 11, at 11:00 a.m., CDT. Register for this virtual workshop and learn how to start investing.
After this workshop, you should be able to:
- Understand the basics of investing
- Recognize the importance of asset allocation and diversification
- Identify your investment approach
Get Your Points
Everyone who registers and attends the workshop will earn 150 bWell points. You are eligible to receive 150 bWell points per quarter for the Financial Guidance bWell challenge.
What’s the Average 401(k) Balance
Any mental health professional will tell you that comparing yourself to others isn’t good for your peace of mind. However, when it comes to retirement savings, having an idea of what others do can be good information.
It can be hard to determine exactly how much you'll need for your own post-career days, but finding out how others are planning—or not—can offer a benchmark for setting goals and milestones. Read more.
Be in the Know
In an effort to keep 401(k) participants up to date on current market conditions, Fidelity is sharing its Market Volatility Viewpoints landing zone, which offers a variety of resources to help individuals navigate the ever-changing market and provides new content daily.
For general assistance with managing retirement plans, call 866-546-4424 or log on to NetBenefits and use the online chat function.
Join the BMC Global Run on Oct.19
For the past 6 years, employees from around the world have come together by running in locations across the globe to support a single cause. This year, we are expanding our reach — you can participate through any physical activity of your choice to show how #BMCMoves to support the causes we care about. You can also choose the cause you’d like us to support on your behalf! Global Run participants will earn 150 bWell points, applied to your account within 30 days after the event.
How you can join
To join your fellow BMCers, you can run, swim, walk, bike, do yoga — anything! Families and friends are also welcome to participate.
Who we're running for
BMC Cares will make a contribution on behalf of each full-time employee who registers. Employees will be able to select from 10 charitable organizations to support during registration.