Mythsmashers

We put your HSA plan myths to the test.

Why pay thousands more?

When you choose the PPO, you're paying thousands of dollars more each year to get the same network of doctors, same covered services and same out-of-pocket protection. You're also missing out on the BMC Health Savings Account contribution. Is this really the best use of your dollars?

Employee Only Employee + Spouse Employee + Child(ren) Family
PPO $3,094.00 $7,944.00 $5,969.00 $11,605.00
HSA $766.00 $2,741.00 $1,913.00 $3,727.00
Savings: $2,205.00 $4,888.00 $3,819.00 $7,417.00

If you’re willing to pay thousands more for the PPO, why not use your dollars more effectively? Just take the difference between the PPO premium and the HSA premium and save it in your HSA. When you do, you’ll have enough to cover your WHOLE HSA Plan deductible and get to keep any money you don’t use.

Myth 1

“I'll have to change doctors if I switch.”

Myth 2

“We aren't healthy enough to switch to the HSA.”

Myth 3

“The HSA is too hard to use.”

Myth 4

“The HSA Plan is too expensive.”

Disclaimer:

The content on this site includes links to tools and information that are not the property of BMC Software, and BMC Software is not responsible for their accuracy, completeness or continued availability. Some of the material contained in this site is based on official plan documents. It is not, nor is it intended to be, the legal plan document or a contract between the company and any employee or contractor. Every effort has been made to ensure the accuracy of this material. In the unlikely event that there is a discrepancy between the site and the official plan documents, the official plan documents will control. BMC Software reserves the right to amend or terminate the plan(s) or program(s) at any time. If you believe the benefits do not describe those available to you, contact the Benefits Center at 877-BMC-4849.

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Resources

Find FAQs, rates, benefit provider websites and more.

Plan Contact Information
Enrollment Presentation
Benefits Webinar
Summary of Advocacy Services
HSA Trustee Transfer Form
Request to Close HSA Form
2012 Rates
Medco Preventive Drug List
How to Change Your HSA Contribution
Register for Aetna Navigator

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Blue365 Discount Program

Icon-pdf2017 Information

Retirement

Icon-pdfBCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Icon-pdfOther Resources/Services

Dependent Verification
Wellness Program Overview
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Benefit Presentations

View recorded WebEx presentations on benefits topics.

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Resources

Find FAQs, rates, benefit provider websites and more.

FAQs About Medication Management
2013 Rates
2013 Rates with Wellness Discount
Plan Contact Information
Summary of Advocacy Services
Register for Aetna Navigator
Age 65 Reminder Email
How to Request STD and/or FMLA

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Blue365 Discount Program

Icon-pdf2017 Information

Retirement

Icon-pdfBCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Icon-pdfOther Resources/Services

Dependent Verification
Wellness Program Overview
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Benefit Presentations

View recorded WebEx presentations on benefits topics.

Annual Enrollment Presentation
Replay the Employee WebEx on 2013 Enrollment
ESPP Webinar
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Resources

Find FAQs, rates, benefit provider websites and more.

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Blue365 Discount Program

Icon-pdf2014 Information

2014 Rates
2014 Plan Contact Information
Affordable Care Act FAQs
Annual Enrollment FAQs
FAQs About Medication Management

Icon-pdf2017 Information

Retirement

Icon-pdfBCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Icon-pdfBlue Cross Blue Shield Information

Transition of Care Summary
PPO Plan Changes Summary
Benefits Value Advisors
Blue365 Discount Program
Duty Calls Parenting App
Find Doctors App
Nurseline
Blue Access Mobile

Icon-pdfOther Resources/Services

Dependent Verification
Wellness Program Overview

Icon-pdfOther Services

MetLife BMC Dental Plan
Magellan EAP Highlights
Teladoc Services Highlights
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Benefit Presentations

View recorded WebEx presentations on benefits topics.

Annual Enrollment Presentation
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Resources

Find FAQs, rates, benefit provider websites and more.

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Blue365 Discount Program
2016 Step it Up Team Tip Sheet.pdf

Icon-pdf2015 Information

2015 Rates
2015 Plan Contact Information
2015 Annual Limits

Icon-pdf2017 Information

Retirement

Icon-pdfBCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Duty Calls Parenting App
Find Doctors App
Nurseline

Icon-pdfOther Resources/Services

Medicare, Social Security and Health Savings Accounts
FAQs About Medication Management
MetLife BMC Dental Plan
Magellan EAP Highlights
Teladoc Services Highlights
Dependent Verification
Wellness Program Overview
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Benefit Presentations

View recorded WebEx presentations on benefits topics.

Annual Enrollment Presentation
Medicare, Social Security and Health Savings Accounts
HSA & Medicare
Mythsmashers
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Resources

Find FAQs, rates, benefit provider websites and more.

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Blue365 Discount Program

Icon-pdf2016 Information

BMC 2016 Step Therapy Drug List
BMC 2016 Prior Authorization Drug Lists
Express Scripts Maintenance Medication List

Icon-pdf2017 Information

2016 Rates
2016 Annual Limits
2016 Plan Contacts
Retirement

Icon-pdfBCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Icon-pdfOther Resources/Services

Dependent Verification
Wellness Program Overview
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Benefit Presentations

View recorded WebEx presentations on benefits topics.

Annual Enrollment Presentation
Medicare, Social Security and Health Savings Accounts
Watch a recorded employee meeting
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Resources

Find FAQs, rates, benefit provider websites and more.

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2017 Plan Contacts
Blue365 Discount Program

Icon-pdf2017 Information

2017 Rates
2017 Annual Limits
Retirement
2017 Step it Up Team Tip Sheet.pdf

Icon-pdfBCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Icon-pdfOther Resources/Services

Dependent Verification
Wellness Program Overview
FAQs About Medication Management
Magellan Employee Assistance Program
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Benefit Presentations

View recorded WebEx presentations on benefits topics.

Annual Enrollment Presentation
Medicare, Social Security and Health Savings Accounts
Watch a recorded employee meeting
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Resources

Find FAQs, rates, benefit provider websites and more.

Icon-pdf

Blue365 Discount Program
2018 Annual Limits

Icon-pdf2017 Information

Retirement

Icon-pdf2018 Information

2018 Rates

Icon-pdfBCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Icon-pdfOther Resources/Services

Dependent Verification
Wellness Program Overview
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Benefit Presentations

View recorded WebEx presentations on benefits topics.

Annual Enrollment Presentation
Medicare, Social Security and HSAs Presentation
Annual Enrollment Recorded Meeting
Medicare, Social Security and HSAs Recorded Meeting
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Resources

Find FAQs, rates, benefit provider websites and more.

Icon-pdf

Blue365 Discount Program
2019 Rates
2019 Annual Limits

Icon-pdf2017 Information

Retirement

Icon-pdfBCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Icon-pdfOther Resources/Services

Dependent Verification
Wellness Program Overview
×

Benefit Presentations

View recorded WebEx presentations on benefits topics.

Annual Enrollment Presentation
Annual Enrollment Recorded Meeting
Medicare, Social Security and HSAs Recorded Meeting
Medicare, Social Security and HSAs Presentation
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